We only approve one per county — if they don't meet our standards, we list no one.
We've done the homework so you don't have to
VERIFIED: Real customer reviews confirmed on Google 4.6 avg rating • 10 Google reviews
Unlike other directories that let anyone list themselves, every TenPenny contractor goes through our 7-point verification process. We contact insurance providers directly, verify licenses with state databases, run background checks, and confirm reviews are from real customers. Then we sit down with them — every contractor gets a personal interview with our team so we can look them in the eye and make sure they share our standards for quality and customer service. Only contractors who pass every check earn the TenPenny Vetted badge. We re-verify quarterly to ensure continued compliance.
Tell us about your Mortgage and Financing — takes 2 minutes, no obligation.
We confirm your project is a good fit — no time-wasters for you or our contractors.
Andrew Nilssen – The Mortgage Guy gets back to you — usually within 24 hours.
With over 20 years of mortgage lending experience across Wisconsin and Minnesota, Andrew Nillssen—”The Mortgage Guy”—helps clients navigate home buying and refinancing with clarity and zero pressure. Based in Roberts, WI with his wife Jennifer and their two children, Andrew brings a personal understanding of how much home, stability, and community matter. That perspective drives his client-first approach: helping people make informed, confident decisions that support their long-term goals.
Expertise in FHA, VA, USDA, Conventional, Refinance, and Specialty Programs
